#Updated 2025

Advanced Debt Management & Credit Score Repair Program

Legally Eliminate Harassment, Win Against Recovery Agents, Fix Your Credit, and Rebuild Your Life with Our Done-for-You Personal Mentorship System.

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About Advanced Debt Management & Credit Score Repair Program

This is India’s most powerful high-level debt resolution program designed for serious defaulters — combining legal strategy, real guidance, emotional healing, and earning skills into one complete transformation journey.

Are You Facing Any of These?

You’re not alone. These are real struggles faced by thousands of NPA defaulters.

  • Unpaid loan or credit card dues over ₹2,00,000
  • Repeated legal notices: Arbitration, Lok Adalat, 138
  • Field recovery agents visiting home or work
  • Salary account frozen, or lien marked
  • Settlement fraud or no NOC after partial payment
  • Threats of court summons, arrest, or police action
  • Mental health suffering, anxiety, or fear
  • Helplessness due to no legal or financial support
  • Rejected for jobs or loans due to poor CIBIL

Program Benefits :-

(DFY Premium 1:1 Guaranteed Program) Also Includes Everything in ₹2,000 Program + Modules 01 to 14 Check Now 

1. Personal Debt Strategy Plan
  • We analyse your case
  • Build a 90-day turnaround roadmap
  • Identify frauds, errors, and correct your history
  • Court notice replies (138, Arbitration, Civil)
  • Salary lien & account freeze resolution
  • Field visit reply PDFs
  • Complaint drafts for RBI, Cybercrime, NCH
  • Dedicated support executive assigned
  • Daily WhatsApp + email help
  • Monthly 1:1 progress checks
  • FD card method, enquiry removal, bureau correction
  • Apply for fresh secured credit after 6 months
  • Full video training + plan included
  • Digital product business blueprint
  • Freelancing + remote job platforms
  • Pay-after-placement job resources

Personality & communication training

  • Anxiety management training
  • Journaling & self-recovery routines
  • Live motivation & mindset videos
  • Telegram & WhatsApp peer group
  • Access to weekly updates, tips, discussions
  • Free T-shirt
  • Printable workbook
  • Debt management e-book
  • Certificate of completion with your name

Why Choose This Program

  • No need to beg lawyers for ₹5,000 drafts
  • No fear of going to court or jail
  • No guessing — get proven system + personal mentor
  • No confusion about credit repair
  • No delay — get lifetime support from day one

Our Curriculum

Module 1: Other Options Than Settlement
  • Loan Restructuring
  • Debt Consolidation
  • When to Choose Which Option (with examples)
  • Get FD-based Credit Cards
  • Credit Builder Loans
  • Gold Loans / Mutual Fund Loans
  • Remove Hard Enquiries from Credit Bureaus
  • How Life, Health & Term Insurance Protect Your Family
  • When and Why to Take It
  • Automate Replies to Collection Agencies & Banks
  • Save Time and Reduce Stress
  • WhatsApp Group
  • Telegram Channel
  • Additional Private Communities
  • Stress Management
  • Peace, Healing & Personal Development Courses
  • Digital Product Selling Business Model
  • Meta Ads / Google Ads Agency Career
  • Influencer / YouTuber Career Planning
  • Enroll in Pay After Placement Programs
  • Communication & Personality Development
  • Personal Support Contact Number
  • Access to Lawfully Finance AI-Powered Support Bot
  • DFY Support as Promised
  • Progress Review
  • Motivation & Success Planning
  • Free Lawfully Finance T-shirt / Ebook / Paperback
  • Claim Process Guide
  • Submit Feedback Video
  • Review on Google My Business
  • Earn Loyalty Rewards

Choose Your Own Course Language

Buy Now - English
Buy Now -Hindi
Buy Now - Bengali

Testimonials

Frequently Asked Questions (FAQs)

Can I speak to a real person before joining?

Yes. Book a ₹299 consultation call — refundable if you enroll.

Absolutely. Our templates + personal guide will review and prepare replies for your case.

Yes. We’ll show you how to verify, chase, and escalate settlement fraud.

We give you a full guide + template + new account strategy
Yes. You’ll get a full repair plan, bureau methods, and follow-up tricks

Yes. The entire program is in simple Hindi-English-Bengali format.

Yes. You’ll learn freelancing, YouTube, digital products, and job recovery models.

Yes. One-time payment. Lifetime updates. No hidden charges.

  • Disclaimer

Lawfully Finance is an independent educational platform focused on spreading awareness and providing structured guidance around debt relief, financial literacy, and credit management. All our offerings—including digital content, DIY tools, consultation sessions, and structured programs—are strictly for informational and educational purposes. We aim to empower individuals facing genuine financial challenges through strategic knowledge, standard settlement practices, and banking process insights.

Please note the following:

Lawfully Finance is not a law firm, and we do not offer legal, tax, or accounting advice.

We do not assume your debts, negotiate directly with your creditors, or make any payments on your behalf.

Our content and programs are based on general banking guidelines and may not apply to every individual or financial institution.

Debt relief results vary depending on multiple factors, including your current financial status, timely participation, creditor cooperation, and account types. We do not guarantee any fixed percentage reduction, timeline for resolution, or specific outcomes.

Enrolling in any debt-related program—whether self-managed or through third parties—may impact your credit score, increase collection activity, or lead to legal consequences if dues remain unpaid.

Any decisions made using our content or during our consultations are at your sole discretion. We recommend seeking advice from a certified financial advisor or legal professional before taking any major financial steps.

By using our platform, you acknowledge and agree that Lawfully Finance will not be held liable for any financial or legal disputes arising between users and third-party institutions.

Corporate Office

  • 83 S P Mukherjee Road, 05th Floor Devi Market, Kolkata 700026
  • souvik@lawfullyfinance.in
  • +91-8509298791 (Mon - Sat, 10AM - 7PM)

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©2025 Lawfully Finance , All Rights Reserved.

Website Designed And Developed By EK Mindset

Your Trusted Partner in Debt Relief & Credit Recovery
Lawfully Finance is India’s leading platform for ethical debt management, credit repair, and financial comeback planning. Whether your debt is below ₹2 lakh or spiraling beyond ₹5 lakh with legal notices and CIBIL damage—we’ve got your back.

We offer real expert guidance with a mix of human support and AI-powered automation to bring you the fastest and safest way to escape debt stress.

Choose the Right Program Based on Your Financial Situation

For Debts Under ₹2 Lakh

₹2,000 “Debt Relief Essential Starter” Program

Ideal for early-stage EMI issues, mild credit score dips, or recovery agent harassment.
Includes:

14+ self-paced modules

Legal reply scripts & recovery call responses

Step-by-step guide for negotiation & early settlement

CIBIL check + score repair roadmap

Human + tech-assisted support

Language: Hindi / English / Bengali

For Debts Above ₹2 Lakh or Serious Financial Distress

₹25,000 “Premium 1:1 Debt Settlement & Credit Repair” Program

Designed for people stuck in:

Multiple personal loans or NPAs

Frozen accounts or bounced EMI recalls

Legal notices, court summons, or lawyer threats

Poor CIBIL due to defaults or settlements

Mental pressure, harassment, or emotional burnout

Includes everything in the ₹2,000 plan plus:

Private 1:1 debt audit & DFY plan

All legal replies done-for-you (drafts included)

FD-backed card system for rebuilding CIBIL

Mentor sessions + community support

Group calls, bonus giveaways, tools

Mental health & financial comeback mindset module

Your Step-by-Step Journey to Financial Freedom

Book ₹299 Expert Call — We assess your total debt, credit status & legal exposure

Choose Your Program — ₹2,000 (DIY Support) or ₹25,000 (Premium 1:1 DFY)

Get Instant Access — Tools, templates, dashboard & support system

Handle Calls & Recovery — Use our guides & drafts to legally respond

Negotiate or Settle Smartly — Avoid fraud agents & close on your terms

Repair Credit & Rebuild — From CIBIL to card access to savings discipline

Join Our Community (₹25,000 only) — Get ongoing motivation, sessions, gifts

Become Debt-Free — You’re no longer afraid of the phone, banks, or credit.

Benefits of Living Debt-Free with Lawfully Finance

No More EMI Panic or Missed Calls
Clear Roadmap for Legal + Financial Recovery
No More Harassment or Fake Agents
CIBIL Score Rebuild with Real Progress
Peace of Mind, Focus, and Financial Control
Learn Lifetime Skills to Never Fall Again
Start Earning, Saving & Living Again
Human Support + Smart Tech = Results

Take the First Step Today

Just ₹299 to speak to a real expert.
Find your right path. Escape the stress. Rewrite your story.

Your debt is a phase, not a sentence. Let’s Build Your Comeback.