Terms And Condition

Welcome to Lawfully Finance. By accessing our website, you agree to comply with these Terms & Conditions.

1. Services Provided
Lawfully Finance offers debt management education and financial guidance. We do not provide direct financial, legal, or banking services.

2. User Responsibilities
Users must provide accurate information when signing up.
Unauthorized copying or redistribution of our content is prohibited.
Misuse of our platform may result in account termination.

3. Limitation of Liability
We are not responsible for any financial decisions made based on our content. Users should consult professional financial advisors when making critical financial choices.

4. Governing Law
These Terms & Conditions are governed by the laws of India. Any disputes shall be resolved under the jurisdiction of Kolkata, West Bengal courts.

Lawfully Finance is an independent educational platform focused on spreading awareness and providing structured guidance around debt relief, financial literacy, and credit management. All our offerings—including digital content, DIY tools, consultation sessions, and structured programs—are strictly for informational and educational purposes. We aim to empower individuals facing genuine financial challenges through strategic knowledge, standard settlement practices, and banking process insights.

Please note the following:

Lawfully Finance is not a law firm, and we do not offer legal, tax, or accounting advice.

We do not assume your debts, negotiate directly with your creditors, or make any payments on your behalf.

Our content and programs are based on general banking guidelines and may not apply to every individual or financial institution.

Debt relief results vary depending on multiple factors, including your current financial status, timely participation, creditor cooperation, and account types. We do not guarantee any fixed percentage reduction, timeline for resolution, or specific outcomes.

Enrolling in any debt-related program—whether self-managed or through third parties—may impact your credit score, increase collection activity, or lead to legal consequences if dues remain unpaid.

Any decisions made using our content or during our consultations are at your sole discretion. We recommend seeking advice from a certified financial advisor or legal professional before taking any major financial steps.

By using our platform, you acknowledge and agree that Lawfully Finance will not be held liable for any financial or legal disputes arising between users and third-party institutions.

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Website Designed And Developed By EK Mindset

Your Trusted Partner in Debt Relief & Credit Recovery
Lawfully Finance is India’s leading platform for ethical debt management, credit repair, and financial comeback planning. Whether your debt is below ₹2 lakh or spiraling beyond ₹5 lakh with legal notices and CIBIL damage—we’ve got your back.

We offer real expert guidance with a mix of human support and AI-powered automation to bring you the fastest and safest way to escape debt stress.

Choose the Right Program Based on Your Financial Situation

For Debts Under ₹2 Lakh

₹2,000 “Debt Relief Essential Starter” Program

Ideal for early-stage EMI issues, mild credit score dips, or recovery agent harassment.
Includes:

14+ self-paced modules

Legal reply scripts & recovery call responses

Step-by-step guide for negotiation & early settlement

CIBIL check + score repair roadmap

Human + tech-assisted support

Language: Hindi / English / Bengali

For Debts Above ₹2 Lakh or Serious Financial Distress

₹25,000 “Premium 1:1 Debt Settlement & Credit Repair” Program

Designed for people stuck in:

Multiple personal loans or NPAs

Frozen accounts or bounced EMI recalls

Legal notices, court summons, or lawyer threats

Poor CIBIL due to defaults or settlements

Mental pressure, harassment, or emotional burnout

Includes everything in the ₹2,000 plan plus:

Private 1:1 debt audit & DFY plan

All legal replies done-for-you (drafts included)

FD-backed card system for rebuilding CIBIL

Mentor sessions + community support

Group calls, bonus giveaways, tools

Mental health & financial comeback mindset module

Your Step-by-Step Journey to Financial Freedom

Book ₹299 Expert Call — We assess your total debt, credit status & legal exposure

Choose Your Program — ₹2,000 (DIY Support) or ₹25,000 (Premium 1:1 DFY)

Get Instant Access — Tools, templates, dashboard & support system

Handle Calls & Recovery — Use our guides & drafts to legally respond

Negotiate or Settle Smartly — Avoid fraud agents & close on your terms

Repair Credit & Rebuild — From CIBIL to card access to savings discipline

Join Our Community (₹25,000 only) — Get ongoing motivation, sessions, gifts

Become Debt-Free — You’re no longer afraid of the phone, banks, or credit.

Benefits of Living Debt-Free with Lawfully Finance

No More EMI Panic or Missed Calls
Clear Roadmap for Legal + Financial Recovery
No More Harassment or Fake Agents
CIBIL Score Rebuild with Real Progress
Peace of Mind, Focus, and Financial Control
Learn Lifetime Skills to Never Fall Again
Start Earning, Saving & Living Again
Human Support + Smart Tech = Results

Take the First Step Today

Just ₹299 to speak to a real expert.
Find your right path. Escape the stress. Rewrite your story.

Your debt is a phase, not a sentence. Let’s Build Your Comeback.