1. No Refunds for Digital Products
All payments made for our debt management courses, mentorship programs, and downloadable content are non-refundable due to the nature of the service.
2. Cancellations
Users may cancel subscriptions anytime, but no refunds will be issued for partially used services.
3. Contact for Refund Requests
For any refund-related queries, contact us at souvik@lawfullyfinance.in with payment details and the reason for the request.
Lawfully Finance is an independent educational platform focused on spreading awareness and providing structured guidance around debt relief, financial literacy, and credit management. All our offerings—including digital content, DIY tools, consultation sessions, and structured programs—are strictly for informational and educational purposes. We aim to empower individuals facing genuine financial challenges through strategic knowledge, standard settlement practices, and banking process insights.
Please note the following:
Lawfully Finance is not a law firm, and we do not offer legal, tax, or accounting advice.
We do not assume your debts, negotiate directly with your creditors, or make any payments on your behalf.
Our content and programs are based on general banking guidelines and may not apply to every individual or financial institution.
Debt relief results vary depending on multiple factors, including your current financial status, timely participation, creditor cooperation, and account types. We do not guarantee any fixed percentage reduction, timeline for resolution, or specific outcomes.
Enrolling in any debt-related program—whether self-managed or through third parties—may impact your credit score, increase collection activity, or lead to legal consequences if dues remain unpaid.
Any decisions made using our content or during our consultations are at your sole discretion. We recommend seeking advice from a certified financial advisor or legal professional before taking any major financial steps.
By using our platform, you acknowledge and agree that Lawfully Finance will not be held liable for any financial or legal disputes arising between users and third-party institutions.
©2025 Lawfully Finance , All Rights Reserved.
Website Designed And Developed By EK Mindset
Your Trusted Partner in Debt Relief & Credit Recovery
Lawfully Finance is India’s leading platform for ethical debt management, credit repair, and financial comeback planning. Whether your debt is below ₹2 lakh or spiraling beyond ₹5 lakh with legal notices and CIBIL damage—we’ve got your back.
We offer real expert guidance with a mix of human support and AI-powered automation to bring you the fastest and safest way to escape debt stress.
Choose the Right Program Based on Your Financial Situation
For Debts Under ₹2 Lakh
₹2,000 “Debt Relief Essential Starter” Program
Ideal for early-stage EMI issues, mild credit score dips, or recovery agent harassment.
Includes:
14+ self-paced modules
Legal reply scripts & recovery call responses
Step-by-step guide for negotiation & early settlement
CIBIL check + score repair roadmap
Human + tech-assisted support
Language: Hindi / English / Bengali
For Debts Above ₹2 Lakh or Serious Financial Distress
₹25,000 “Premium 1:1 Debt Settlement & Credit Repair” Program
Designed for people stuck in:
Multiple personal loans or NPAs
Frozen accounts or bounced EMI recalls
Legal notices, court summons, or lawyer threats
Poor CIBIL due to defaults or settlements
Mental pressure, harassment, or emotional burnout
Includes everything in the ₹2,000 plan plus:
Private 1:1 debt audit & DFY plan
All legal replies done-for-you (drafts included)
FD-backed card system for rebuilding CIBIL
Mentor sessions + community support
Group calls, bonus giveaways, tools
Mental health & financial comeback mindset module
Your Step-by-Step Journey to Financial Freedom
Book ₹299 Expert Call — We assess your total debt, credit status & legal exposure
Choose Your Program — ₹2,000 (DIY Support) or ₹25,000 (Premium 1:1 DFY)
Get Instant Access — Tools, templates, dashboard & support system
Handle Calls & Recovery — Use our guides & drafts to legally respond
Negotiate or Settle Smartly — Avoid fraud agents & close on your terms
Repair Credit & Rebuild — From CIBIL to card access to savings discipline
Join Our Community (₹25,000 only) — Get ongoing motivation, sessions, gifts
Become Debt-Free — You’re no longer afraid of the phone, banks, or credit.
Benefits of Living Debt-Free with Lawfully Finance
No More EMI Panic or Missed Calls
Clear Roadmap for Legal + Financial Recovery
No More Harassment or Fake Agents
CIBIL Score Rebuild with Real Progress
Peace of Mind, Focus, and Financial Control
Learn Lifetime Skills to Never Fall Again
Start Earning, Saving & Living Again
Human Support + Smart Tech = Results
Take the First Step Today
Just ₹299 to speak to a real expert.
Find your right path. Escape the stress. Rewrite your story.
Your debt is a phase, not a sentence. Let’s Build Your Comeback.
