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Understanding Credit Card Default – 3 Practical Tips to Overcome It

According to the latest data from the RBI, credit card defaults in India rose by 28.42% over the past year,

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Steps to Improve CIBIL Score After Credit Card Settlement

According to a TransUnion CIBIL report from August 2024, over 11.9 crore Indians have monitored their CIBIL Score and Report

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How to Get Rid of Credit Card Debt

Credit card debt can quickly feel like an overwhelming burden, impacting not only your financial well-being but also your peace

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We do not assume your debts, negotiate directly with your creditors, or make any payments on your behalf.

Our content and programs are based on general banking guidelines and may not apply to every individual or financial institution.

Debt relief results vary depending on multiple factors, including your current financial status, timely participation, creditor cooperation, and account types. We do not guarantee any fixed percentage reduction, timeline for resolution, or specific outcomes.

Enrolling in any debt-related program—whether self-managed or through third parties—may impact your credit score, increase collection activity, or lead to legal consequences if dues remain unpaid.

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We offer real expert guidance with a mix of human support and AI-powered automation to bring you the fastest and safest way to escape debt stress.

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Ideal for early-stage EMI issues, mild credit score dips, or recovery agent harassment.
Includes:

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Legal reply scripts & recovery call responses

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Human + tech-assisted support

Language: Hindi / English / Bengali

For Debts Above ₹2 Lakh or Serious Financial Distress

₹25,000 “Premium 1:1 Debt Settlement & Credit Repair” Program

Designed for people stuck in:

Multiple personal loans or NPAs

Frozen accounts or bounced EMI recalls

Legal notices, court summons, or lawyer threats

Poor CIBIL due to defaults or settlements

Mental pressure, harassment, or emotional burnout

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All legal replies done-for-you (drafts included)

FD-backed card system for rebuilding CIBIL

Mentor sessions + community support

Group calls, bonus giveaways, tools

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