🧾 Case Study 4: “They Threatened to Visit My Office” – Deepika’s Silent Fight
đź“Ť Name: Deepika Mehra
đź“Ť Age/Gender: 31, Female
đź“Ť Location: Gurugram, Haryana
đź“Ť Profession: Corporate HR Executive (MNC)
đź‘ Behind the Corporate Smile
On paper, Deepika had it all — a good job, a rented flat in a metro city, and a clean credit score.
But what her LinkedIn profile didn’t show was that she was drowning in credit card dues (₹2.4 lakhs) after supporting her father’s surgery and helping her younger brother get into college.
For months, she paid only the minimum amount due — until she couldn’t anymore.
The calls began.
At first, it was polite reminders. Then threats. One recovery agent said:
“Aapke HR ke paas bhejna padega madam, phir samjhaana padega.”
(We might have to speak to your HR directly — then you’ll understand.)
Deepika panicked. Her biggest fear wasn’t jail — it was losing her dignity at work.
🛡️ The Invisible Shield – Lawfully Finance
A colleague had once mentioned Lawfully Finance in passing. She Googled, booked a â‚ą299 consultation, and spilled everything on the call.
The advisor assured her:
“Harassment is illegal. Aapka career safe hai. Hum handle karenge.”
She enrolled in the Premium DFY Program, got:
- A direct legal handler
- Notice replies & bank communication drafted
- Negotiation initiated silently on her behalf
Not a single call reached her workplace.
âś… Peacefully Resolved
Over 1.5 months, her total dues of â‚ą2.4 lakhs were settled at â‚ą1.1 lakhs.
She paid it via structured 3-month EMI and received a paid settlement letter for her records.
Deepika didn’t just settle her debt — she protected her career, peace, and mental health.
“My salary isn’t everything. My self-respect is. Thank you, Lawfully.”
đź“Ś Real Lessons:
- No bank or agent can contact your office without due legal orders.
- Legal protection works better than arguments.
- Mental health matters. Debt should never cost you your confidence.
đź”— Settled Safely with Lawfully Finance.
