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Debt, Only Lawfully

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700+ Reviews

1500 cr+

Debt Enrolled

12,000+

Accounts Resolved

30,000+

Happy Customers

Say Goodbye to overdue loans, Hello to a Better Future

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Eliminate Your Debt with

Lawfully Finance's Debt Relief Program

  1. Smart Savings Approach
  2. Personalized Debt Solutions
  3. Pay Us Only When Your Debt is Settled
    (This is NOT a Loan; You Clear Your Debt Using the Funds You Save in Your Dedicated Account.)
Get Debt-Free

Real People. Real Success.
Thousands have broken free from debt with Lawfully Finance. Now its your turn!

Latha N.

“The online support team was incredibly responsive. Their portal made uploading documents and checking updates a breeze!”

Anjali S

“Lawfully Finance’s website made everything so easy—clear steps, friendly interface, and I felt supported from day one!”

Ravi M.

“I loved how transparent Lawfully Finance was. Their online portal guided me through each stage with confidence.”

Priya K.

“Navigating the debt consolidation process felt stress-free thanks to Lawfully Finance’s user-friendly site and prompt responses.”

Amit T.

“Every question I had was answered quickly on their platform. Lawfully Finance’s digital experience is top-notch!”

Sneha R.

“The step-by-step guides on their website were super helpful. I always felt in control of my financial journey.”

Suresh B.

“Everything from document upload to progress tracking happens seamlessly on Lawfully Finance’s platform.”

See Success Stories !

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Frequently Asked Questions (FAQs)

Can I speak to a real person before joining?

Yes. Book a ₹299 consultation call — refundable if you enroll.

We teach you how to shift to a new salary account and protect incoming funds.

Yes. Works for all unsecured loans and apps.

Yes. Human support is free forever — no ₹299 charge. You can chat or WhatsApp us directly.

Yes, but with planning. Module 14 gives you a clear path after score improvement.

Yes, but with planning. Module 14 gives you a clear path after score improvement.

Yes. You’ll get a full repair plan, bureau methods, and follow-up tricks

  • Disclaimer

Lawfully Finance is an independent educational platform focused on spreading awareness and providing structured guidance around debt relief, financial literacy, and credit management. All our offerings—including digital content, DIY tools, consultation sessions, and structured programs—are strictly for informational and educational purposes. We aim to empower individuals facing genuine financial challenges through strategic knowledge, standard settlement practices, and banking process insights.

Please note the following:

Lawfully Finance is not a law firm, and we do not offer legal, tax, or accounting advice.

We do not assume your debts, negotiate directly with your creditors, or make any payments on your behalf.

Our content and programs are based on general banking guidelines and may not apply to every individual or financial institution.

Debt relief results vary depending on multiple factors, including your current financial status, timely participation, creditor cooperation, and account types. We do not guarantee any fixed percentage reduction, timeline for resolution, or specific outcomes.

Enrolling in any debt-related program—whether self-managed or through third parties—may impact your credit score, increase collection activity, or lead to legal consequences if dues remain unpaid.

Any decisions made using our content or during our consultations are at your sole discretion. We recommend seeking advice from a certified financial advisor or legal professional before taking any major financial steps.

By using our platform, you acknowledge and agree that Lawfully Finance will not be held liable for any financial or legal disputes arising between users and third-party institutions.

Corporate Office

  • 83 S P Mukherjee Road, 05th Floor Devi Market, Kolkata 700026
  • souvik@lawfullyfinance.in
  • +91-8509298791 (Mon - Sat, 10AM - 7PM)

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©2025 Lawfully Finance , All Rights Reserved.

Website Designed And Developed By EK Mindset

Your Trusted Partner in Debt Relief & Credit Recovery
Lawfully Finance is India’s leading platform for ethical debt management, credit repair, and financial comeback planning. Whether your debt is below ₹2 lakh or spiraling beyond ₹5 lakh with legal notices and CIBIL damage—we’ve got your back.

We offer real expert guidance with a mix of human support and AI-powered automation to bring you the fastest and safest way to escape debt stress.

Choose the Right Program Based on Your Financial Situation

For Debts Under ₹2 Lakh

₹2,000 “Debt Relief Essential Starter” Program

Ideal for early-stage EMI issues, mild credit score dips, or recovery agent harassment.
Includes:

14+ self-paced modules

Legal reply scripts & recovery call responses

Step-by-step guide for negotiation & early settlement

CIBIL check + score repair roadmap

Human + tech-assisted support

Language: Hindi / English / Bengali

For Debts Above ₹2 Lakh or Serious Financial Distress

₹25,000 “Premium 1:1 Debt Settlement & Credit Repair” Program

Designed for people stuck in:

Multiple personal loans or NPAs

Frozen accounts or bounced EMI recalls

Legal notices, court summons, or lawyer threats

Poor CIBIL due to defaults or settlements

Mental pressure, harassment, or emotional burnout

Includes everything in the ₹2,000 plan plus:

Private 1:1 debt audit & DFY plan

All legal replies done-for-you (drafts included)

FD-backed card system for rebuilding CIBIL

Mentor sessions + community support

Group calls, bonus giveaways, tools

Mental health & financial comeback mindset module

Your Step-by-Step Journey to Financial Freedom

Book ₹299 Expert Call — We assess your total debt, credit status & legal exposure

Choose Your Program — ₹2,000 (DIY Support) or ₹25,000 (Premium 1:1 DFY)

Get Instant Access — Tools, templates, dashboard & support system

Handle Calls & Recovery — Use our guides & drafts to legally respond

Negotiate or Settle Smartly — Avoid fraud agents & close on your terms

Repair Credit & Rebuild — From CIBIL to card access to savings discipline

Join Our Community (₹25,000 only) — Get ongoing motivation, sessions, gifts

Become Debt-Free — You’re no longer afraid of the phone, banks, or credit.

Benefits of Living Debt-Free with Lawfully Finance

No More EMI Panic or Missed Calls
Clear Roadmap for Legal + Financial Recovery
No More Harassment or Fake Agents
CIBIL Score Rebuild with Real Progress
Peace of Mind, Focus, and Financial Control
Learn Lifetime Skills to Never Fall Again
Start Earning, Saving & Living Again
Human Support + Smart Tech = Results

Take the First Step Today

Just ₹299 to speak to a real expert.
Find your right path. Escape the stress. Rewrite your story.

Your debt is a phase, not a sentence. Let’s Build Your Comeback.